# Someone owes you money. Put it in writing — today.

> The consumer front door to the demand letter

Describe what happened in plain English — an unpaid invoice, a deposit that was never returned, a refund that never came. We draft a demand letter for you to review today, with the amounts, the dates, a cure period, and the validation-notice language a letter like this is supposed to carry.

*Preview build — the draft is live and yours to review; the attorney-signed send is described, not sold.*

`plain English in · a drafted letter out · one flat price · no percentage of what you recover`

## Describe your dispute

Takes about two minutes. You’ll get a drafted letter to read before anything else happens.

To draft a letter from the command line, POST these fields to /draft (form-encoded or JSON): senderName, senderState, recipientName, amountUsd, description (required); recipientState, dueDate, cureDays (optional).

- **Your name** (required) — `senderName`
- **Your state** (required) — `senderState` — Where you live. If you later send the letter over an attorney’s signature, it routes to an attorney barred here.
- **Who owes you (person or business)** (required) — `recipientName`
- **Their state (if you know it)** — `recipientState` — Optional. If they’re in a different state, that’s noted — it changes nothing about your draft.
- **Amount you’re owed** (required) — `amountUsd`
- **What happened** (required) — `description` — Plain English is perfect. Include dates, invoice or order numbers, and anything you agreed to.
- **When was it due** — `dueDate` — Optional — the date the money was owed, or roughly when.
- **Days to pay before you escalate** — `cureDays` — The cure period — how long the letter gives them to pay. 30 days is typical.

## How it works

Three steps to a letter in your hands. A fourth step — sending it over an attorney’s signature — is described here so you know it exists, but it isn’t sold and there’s nothing to sign up for.

1. **You describe the dispute** Plain English. The amount, who owes it, roughly when it was due, and what happened. No legal words required.
2. **We draft the letter** An agent assembles the letter from your facts — an itemized account of what’s owed, a clear cure period, and the validation-notice language a demand letter is expected to carry. This is document preparation, not legal advice — and using this site or receiving your draft does not create an attorney-client relationship with anyone.
3. **You read it and decide** The letter is yours to review, edit, and send yourself. Most disputes are resolved by a firm, well-organized letter arriving at all.

**If you want an attorney to sign and send it** (reserved · described, not sold) — That’s a different act, and it’s reserved to a licensed human. It routes to an independent attorney barred in your state, who reads it and — in their own judgment — signs and sends it under their own license, or declines. It’s described here, not sold: there’s no date, and nothing to sign up for.

## The signature is the one thing software can’t supply

A demand letter you send yourself carries exactly the weight of a firm, well-documented letter — which is often enough. A demand letter over an attorney’s letterhead carries more, precisely because a licensed human read it, judged it, and put their name on it under their own bar admission.

That signing is a reserved act. An agent doesn’t hold a law license, so the send can’t be automated and it isn’t something you buy here. When it opens, it will route to an independent attorney barred in your state — never to us, and never to anyone we’d hold out as “ours.”

### What the reserved send resolves to

When the attorney-signed send opens, a request to send lands as a typed hand-off — never silence, never a fake success:

```json
{
  "status": "PENDING_SIGNER",
  "act": "sign-and-send",
  "requiresSigner": "state-bar:your-state",
  "routedTo": "independent attorney barred in your state",
  "eta": null
}
```

No date (eta is null on purpose): the Rule 5.4 50-state survey is still pending. The attorney’s fee, if you ever choose that step, is a flat fee posted up front and is entirely the attorney’s own — never a percentage, and never shared with us.

## One flat price. No surprises, no percentage of anything.

You pay one flat price for the finished letter — the same price whether you’re owed $200 or $20,000. We never take a percentage of what you recover, and there’s no hourly meter running while you read.

**$49 flat** per finished letter.

- **Flat** — One price for the finished letter, fixed before you start.
- **No percentage** — We never take a cut of what you collect.
- **At cost** — Postage and any government cost are passed through at cost, never marked up.

**Postage & government costs — Pass-Through at cost.** If you choose to mail the letter by certified mail with return receipt, that postage (about $8.50 at USPS) is billed to you exactly at cost — never marked up. Any government or filing cost is passed through the same way, at cost, itemized on your receipt.

Building this into your own app or agent instead? The same drafting capability is sold as an API at demand.letters.legal, metered like compute. Same letter, opposite end of the market — you’re on the one built for a person, priced as one flat fee.

## Straight answers

### Is this legal advice?

No. This is document preparation — we assemble a letter from the facts you give us and hand it back for you to review. Whether to send it, and what to do next, is your decision. If you want legal advice or an attorney’s signature, that’s the reserved step, and it routes to an independent attorney barred in your state.

### Do you take a percentage of what I collect?

Never. One flat price for the finished letter, the same whether you’re owed $200 or $20,000. Postage and any government cost are passed through at cost, never marked up.

### Can you send it for me?

You can mail it yourself — most people do, and a clear letter arriving is often all it takes. Sending it over an attorney’s signature is a reserved act that routes to an independent attorney barred in your state; it’s described here, not sold.

### What’s the validation-notice language?

For consumer-debt situations, a demand letter is expected to include specific validation-notice language (the least-sophisticated-consumer standard, under the FDCPA). We include it in the draft as a matter of good form — it’s part of assembling the letter, not a legal opinion about your case.

## Machine-legible

This page is served as markdown to any client whose Accept header does not ask for text/html — the same copy objects, spoken as markdown. Agents building against the drafting capability directly should use the API door at demand.letters.legal.

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demandletters.legal is a preview build. The drafted letter is document preparation for you to review, not legal advice. The attorney-signed send is a reserved act described here, not offered for sale — there is no date and nothing to sign up for.

demandletters.legal — a consumer front door built on api.lawyer · [letters.legal](https://letters.legal) · [demand.letters.legal](https://demand.letters.legal) · [api.lawyer](https://api.lawyer)